Household Claims Investigations are recruiting for positions within the Claims Validation Team. We are looking for individuals who are passionate about protecting the interests of Admiral and our policy holders.
The Claims Validation Team (CVT) are responsible for reviewing all suspect Household Claims before deciding whether further investigation is required to determine a claims authenticity. Once a claim is retained for investigation CVT may investigate suspect claims by desktop investigation, including Conversation Management, or with the aid of a field investigator, and our specialist supply chain.
Positions within CVT are exciting, interesting and extremely varied given the vast array of claims that can be presented fraudulently against a Household Insurance policy. We receive and investigate all types of claims, from accidental damage to laptops through to total loss Arsons. The lower value claims typically are investigated by desktop investigation, utilising Cognitive Interview techniques such as Conversation Management. Whereas the higher value, and more complex losses are usually investigated in partnership with a field investigator.
If you have a passion for fraud identification and prevention, have an enquiring mind, strong attention to detail, and enjoy a challenging role, then this may be for you.
We are currently looking for individuals to fill Conversation Management and Screening and Investigation roles. Please do not be put off if you have no investigation experience, as full training will be provided.
Main Duties and Responsibilities
- Thorough screening and assessment of suspect Household insurance claims, ensuring suspect claims are run through relevant databases to assist with detection.
- Appointing external counter fraud suppliers to assist with investigation of suspect claims.
- Providing guidance on correct handling procedures when claims are not retained for investigation.
- Managing a case load of suspect claims through to conclusion, including agreeing and arranging settlement with policy holders and their appointed representatives.
- Ensuring relevant material misrepresentations are referred to Claims Underwriters.
- Advising underwriters of any appropriate action required in respect of policies following claims investigations.
- Accurately recording fraud savings.
- Conduct trials and projects to increase detection and prevention of fraudulent claims.
- Act as claims point of contact (both internal and external) for Household fraud matters.
- Preparation of statements and evidence packs for proven fraudulent claims for referral to IFED.
- Assist in preparing and delivering counter fraud training to the Household Claims department, including missed opportunity audits.
- Understand referral processes, referral criteria and authority levels, and ensure these are strictly followed.
- Perform any other duties as reasonably requested according to the needs of the Household claims department or company to ensure business targets are achieved.
- Ensure that we are TCF and act in a professional manner at all times. Handlers will be responsible for ensuring that customer information is safeguarded at all times and we follow the Data Protection Act 2018.
- Meet and exceed departmental Key Performance Indicators and targets.
Training and Experience
No formal training and education is necessary other than a sound educational background and an enquiring mind. Any Insurance or Investigation Qualification is an advantage.
Experience
The desired candidate should have a background in claims or an investigation based role. It would be advantageous if you were aware of the types of claims that a Home insurer may consider suspicious.
- Cert CII qualified or wiliness to study for the qualification would be advantageous.
- Knowledge of the Data Protection Act 2018 would be advantageous.
- Knowledge of the Fraud Act 2006 would be advantageous.
Behavioural Skills
- Strong attention to detail
- Excellent listener
- An inquisitorial mind
- Ability to deal with customers empathetically without cognitive bias, while remaining alert to claims that may appear suspicious
- Be able to think quickly, creatively and laterally
- Have a passion for Fraud identification and willingness to combat fraud
- Adapts easily to change and retains knowledge
- Ability to display confidence and professionalism when challenging policy holders regarding concerns
- Ability to manage a case load
- Data Protection Awareness
- Effective time management and organisational skills
- Good written and verbal communication skills
- Team player
- Flexible attitude
About Admiral
We're Wales’ only FTSE 100 company. We have forward-thinking approaches and provide endless opportunities to test, learn and grow. There's a reason we've been named a Best Place to Work: our progressive culture, core values, and commitment to diversity and inclusion have created a working environment where people share ideas, aren’t afraid to speak up and change things, and above all, feel valued.
Admiral has grown from being a small start-up into a multi-national organisation. The company is constantly investigating new products, services and markets and is now present in eight countries with a diverse product portfolio.
Our success goes hand-in-hand with having a strong culture where we put our people and customers first. Our philosophy is simple yet effective: people who like what they do, do it better, and this, in turn, means that our customers receive the level of service and products that they deserve. Our culture is honest, open and wholeheartedly focused on four key areas:
Communication, Equality, Reward & Recognition, and Fun.
Salary, Benefits and Work-Life Balance
We do not have a set salary for this position, as it will be dependent on the successful candidate’s experience. We are happy to see CVs from all candidates who meet the requirements and will be happy to discuss the remuneration package.
At Admiral, we are proud to be a diverse business where we put our people and customers first. We have great benefits to ensure employees have a great work-life balance; it's one of the reasons we're voted no. 1 in the 2019 Sunday Times Best Big Companies to Work For in the UK. We want you to have an element of freedom to define a working lifestyle that supports this, so accommodate flexible hours wherever possible.
You can also view some of our other key benefits here; https://admiraljobs.co.uk/employee-benefits/.
If you think this role is for you and would like to be considered for this opportunity, please click “apply now” to complete an online application form.
Please note, we are unable to accept CVs via email and from agencies. If you are part of our PSL we will be in contact.
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