Credit Risk Analyst

Admiral Money is at the forefront of financial innovation, offering smart and flexible lending solutions. We’re all about pushing boundaries, embracing new technology, and making finance both accessible and engaging.

We are seeking an experienced credit risk professional to join our ambitious fintech team. In this role, you will leverage your analytical expertise to shape strategic lending decisions and credit risk models.

Core Responsibilities:

• Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approach
• Develop proposals and provide subject matter expertise to inform credit risk models and team discussions
• Develop, implement, and monitor innovative underwriting strategies
• Create and refine affordability models to ensure responsible lending practices
• Explore and integrate new data sources to enhance credit risk assessments
• Collaborate cross-functionally to challenge current methodologies and drive continuous improvement
• Communicate complex analyses, insights, and proposals clearly and effectively to both technical and non-technical stakeholders
• Mentor and guide junior analysts, fostering a collaborative and high-performing team environment

Requirements:

• Previous experience in an analytical credit risk or related role, ideally in a financial services setting
• Proficiency with SQL , Python, PowerBI, and advanced Excel skills
• Proven ability to analyse data, identify trends, and draw strategic insights
• Strong critical thinking and problem solving skills
• Passion for improving processes and championing innovation
• Finance, Mathematics, Statistics, or related field strongly preferred

Admiral Money provides a close-knit fintech environment enabling you to make an impact on credit risk strategy. Join our mission of becoming the UK's most trusted financial services company!

Salary, Benefits and Work-Life Balance

At Admiral, we are proud to be a diverse business where we put our people and customers first. We have great benefits to ensure employees have a great work-life balance; it's one of the reasons we’re consistently voted one of the Sunday Times Best Big Companies to Work For in the UK.

All colleagues will receive 33 days holiday (including banks holidays) when they join us, and this will increase with length of service, up to a maximum of 38 days (including banks holidays). You also have the option to buy or sell up to five days of annual leave in addition to your allocation.

You can also view some of our other key benefits here.

Our Commitment to You

At Admiral, we are committed to being a diverse and inclusive workplace. Admiral is proud to be an equal opportunities employer and does not discriminate on the basis of race, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), national origin, gender, gender identity, sexual orientation, disability, age, or any other legally protected status.

All qualified applicants will receive equal consideration.

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