Search Vacancies

Credit Risk Analyst

Business Role Type
Graduate Opportunity Role
Business Support Departments
Loans
Location
Cardiff
Salary
Competitive plus excellent benefits
External Closing Date
31/03/2019
Ever wondered what life in Admiral is like?
Apply now

We’re looking for a Credit Risk Analyst to join Admiral Financial Services Limited (AFSL) in our Credit Risk team, where you’ll be supporting the continued expansion of the business. We are flexible in regards to start-dates and happy to consider those due to graduate this summer.

The role involves providing in-depth analysis and reporting on our credit risk analytics in order to help drive forward our decision-making and data capabilities at an exciting time of growth in AFSL.

The successful candidate should have good interpersonal skills and the enthusiasm to quickly fit into a fast-moving, innovative and high-profile working environment. No prior working experience is necessary, although a familiarity with financial services or risk/finance analytical techniques would be a distinct advantage. The role will initially cover all aspects of credit risk, with the ability to specialise in particular areas as the business grows and develops.

Specific responsibilities will include:

  • Reporting and monitoring of our credit performance across a range of channels and products
  • Support the design, implementation and testing of new credit strategies, scorecards and decisioning systems
  • Design, develop and utilise effective analysis and management information, identifying potential changes and producing actionable proposals
  • Assessing new data sources, tools and techniques to ensure the quality of credit decisioning is maintained in a fast-changing external environment
  • Ensuring all credit risk documentation and procedures are kept up-to-date
  • Monitoring, maintaining and enhancing all aspects of credit risk decisions
  • Providing a wide range of data work in order to meet the Credit Risk team’s goals
  • Support ad-hoc projects as needed

 

Experience & Qualifications Required

Essential

  • A 2:1 or higher in a numerical degree
  • Proficient with Excel, Word and PowerPoint to produce clear documents and analysis, presenting complex information in an effective manner
  • Experience of extracting, manipulating and analysing data using SAS/SQL (or similar data tools such as R)
  • Strong planning/organisational skills with the ability to manage your own workload, by prioritising different workstreams and supporting wider projects as required
  • Good written & verbal communication skills and attention to detail
  • Strong interpersonal skills and the ability to work with others

Desirable

  • An academic or practical background in financial services and/or risk/financial analysis techniques is a distinct advantage, although not essential
  • Team player willing to get involved in team activities
  • Enthusiasm and “can-do” attitude
  • Previous experience of working in a collaborative environment

 

About Admiral

We're Wales’ only FTSE 100 company with forward-thinking approaches and endless opportunities to test, learn and grow. There's a reason we've been named a best place to work: Our progressive culture, core values, and commitment to diversity and inclusion has created a working environment where people share ideas, aren’t afraid to speak up and change things, and above all, feel valued.

Based on innovation and organic growth Admiral has grown from being a small start-up into a multi-national organisation. The company is constantly investigating new products, services and markets and is now present in eight countries with a diverse product portfolio.

Admiral’s success goes hand-in-hand with having a strong people focused culture. We believe that happy people make happy customers and happy customers help increase profits. Our philosophy is a simple yet effective one: “people who like what they do, do it better”

We truly care about our customers - they are at the heart of every decision we make. We’re very proud of the innovative products we offer and level of service we provide. Everything we do acknowledges the needs of our customers and by recruiting the right people, we can continue to provide great service and ensure an excellent experience for our customers.

Admiral people work hard to keep us at the top of our industry, and are rewarded for it—with competitive pay, great benefits, a share package based on company performance (after a year of service), a great work-life balance, nearby fitness and health centres, and many other perks (read about our benefits)

Find out more about us!

 

At Admiral, we are proud to be a diverse business where we put our people and customers first. We understand that a good work life balance is important, and we want you to have an element of freedom to define a working lifestyle that supports this. We are happy to talk about flexible working. Please contact us for more information.

 

#LI-LP1